How Does Pet Insurance Work?
Description (Related:1)
How Does Pet Insurance Work? Pet insurance is a type of insurance policy that helps protect you financially in the event of unexpected veterinary costs. Every month, you pay a premium to the insurance company in exchange for ongoing coverage. If your pet gets sick or is injured, you can submit the vet bill to the insurance company for partial or full reimbursement depending on your plan. You will typically need to pay an annual deductible before the insurance company starts covering costs. From that point on, all eligible veterinary costs will be covered up to your policy's annual limit.
How can we choose the Best Pet Insurance?
To choose the best pet insurance companies, we evaluated 23 of the most popular providers of both standard pet insurance policies and non-insurance alternatives. We broke down pricing, services included, policy terms, and limitations to fully understand the product that each insurer provides. We also considered the quality of customer service and ease of filing a claim to gauge the experience pet parents can expect. Finally, we looked at third-party data to get a sense of each company's overall reputation within the pet insurance industry.
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